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Sr. Specialist, Mortgage Underwriting

Company: Santander
Location: East Providence
Posted on: January 2, 2020

Job Description:

Sr. Specialist, Mortgage Underwriting-1906333DescriptionDESCRIPTION
As a member of Santander's retail banking division you'll help serve Santander's retail customers as part of one of the top banks in the United States. With a principal presence in the northeast U.S., Santander's retail division offers consumer and lending products to help our customers reach their financial goals. Santander currently serves nearly 2 million retail customers in the US footprint have a transactional account with Santander Bank
The Sr. Specialist, Mortgage Underwriting will be responsible for but not limited to the underwriting of consumer home equity applications along with the documents provided for them and ensuring compliance with appropriate company guidelines.
RESPONSIBILITIES
Evaluate creditworthiness of borrowers and ability to repay in order to render a credit decision.
Review outstanding conditions on loans for acceptance including the review of requested documents and credit bureau.
Works with Team Managers and other underwriters to ensure proper turnaround parameters and goals are met.
Must ensure all loans meet or exceed corporate credit quality.
Ensure all documentation is accurate and complete.
Involved in the daily management and workflow of the production pipeline. Work with and interact with processors, customer support unit and closers.
Maintain current and fluid knowledge of Underwriting Guidelines and adapt to changes quickly.
Evaluate the application to determine if there are any other products or alternative terms available before issuance of denial.
Qualifications[EDUCATION] -
Bachelor's Degree, or equivalent work experience.
[WORK EXPERIENCE] -
5 years' experience with income document review and initial decision review. -
[PHYSICAL DEMANDS] -
Minimal physical effort such as sitting, standing, and walking.
Job:UnderwritingPrimary Location:Rhode Island-East Providence-95 Amaral Street - 06359 - Santander WayOther Locations:Pennsylvania-Villanova-One Aldwyn Lane - 06385 - Villanova Aldwyn 1, New Jersey-Howell-4261 Route 9N - 06522 - Howell-CorpOrganization:Consumer & Business Banking (1001)Schedule:Full-timeJob Posting:Dec 16, 2019, 5:29:04 PM

Keywords: Santander, East Providence , Sr. Specialist, Mortgage Underwriting, Other , East Providence, Rhode Island

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